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Put in your price and how much you sell a month. We'll show what each platform takes and what lands in your account.
That is $725 of sales a month before anyone takes anything. Between the best and worst option here, the difference is $180.45 a month — $2165.40 a year.
Every rate is read from the platform’s own pricing or help page, with the date it was checked on each row. Monthly billing is used throughout, and figures assume a US Stripe account with domestic customers — international cards, currency conversion and annual plans all move these numbers. Confirm anything you are about to build a business on.
Creator platforms charge you in two separate places, and most pricing pages only show one of them. There is the platform's own cut (a percentage of each sale, or a monthly subscription, or both), and on top of that the payment processor's fee — usually around 2.9% plus 30¢ per transaction — which almost every platform passes on to you. A $20 sale is never $20. This calculator applies both, on real published rates, so you can see the number that reaches your bank.
The second thing pricing pages hide is the shape of the cost. A percentage scales with what you sell; a monthly plan does not. At low volume a free plan with a 9% cut beats a $30 plan with no cut. Cross a few hundred dollars a month and it flips. That crossover point is different for every platform, which is the whole reason this page takes your numbers rather than printing a league table.
One thing this table deliberately does not measure: what you get for the money. A pure payment processor will always look cheaper here than a platform that also hosts your page, builds your forms, sells your tickets and takes your bookings — it is doing less. Read the column for what it is, a cost, and decide the rest yourself. We would rather rank ourselves honestly against a cheaper tool than publish a table nobody can check.
Every rate below was read from that platform’s own pricing or help page on the date shown, with the sentence it came from quoted verbatim. Where a platform does not publish a figure, it is left out rather than estimated.
“Keep 100% — we take no cut of your sales.”OneSol pricing — checked 2026-09-17
“10% of the income you earn on Patreon — Plus payment processing, currency conversion, and payout fees, and applicable taxes.”Patreon pricing — checked 2026-09-17
“Ko-fi Free - Pay 0% on one-time tips. A flat 5% service fee applies to anything else, such as shop items, memberships, monthly tips, and commissions.”Ko-fi pricing — checked 2026-09-17
“We charge a 5% transaction fee, and creators keep 95% of the earnings.”Buy Me a Coffee pricing — checked 2026-09-17
“Stan earns 0% from transactions made on the platform—you'll only pay a flat subscription fee.”Stan Store pricing — checked 2026-09-17
“The 9% fee applies to users on the free plan or the $10/month Creator plan. If you're on the $30/month Creator Plus plan or the $90/month Creator Max plan, there are no transaction fees.”Beacons pricing — checked 2026-09-17
“Processing fees are charged by third-party services like Stripe. These are standard industry fees applied by payment processing platforms to facilitate online transactions. Stripe's standard rate applies to all plans.”Linktree pricing — checked 2026-09-17
“For sales made on Gumroad's website, we charge a 10% + $0.50 fee + sales tax per transaction. This does not include: Credit card processing (2.9% + $0.30) / PayPal fees”Gumroad pricing — checked 2026-09-17
“Yes, PayPal and Stripe will still charge at their standard rates once they complete a transaction. This applies for all plans.”Payhip pricing — checked 2026-09-17
“No, Sellfy does not charge a transaction fee. When you choose a plan that works for you depending on your yearly transaction volume, no additional fees will be charged.”Sellfy pricing — checked 2026-09-17
“On the Mover plan, we charge a 5% transaction fee. There are no Podia fees on the Shaker or Earthquaker plans. Your payment processor (Stripe or PayPal) will charge a standard transaction fee of 2.9% + 30¢, which may vary based on your location.”Podia pricing — checked 2026-09-17
“Kajabi does not take a revenue share as a platform, you keep whatever you earn.”Kajabi pricing — checked 2026-09-17
“Teachable takes no cut of your earnings on Builder and above. Payment processing and commerce service fees (e.g. credit card fees or PayPal changes) may still apply”Teachable pricing — checked 2026-09-17
“A credit card fee (2.9% + $0.30 per transaction fee) and a Billing fee for recurring subscriptions (0.7% for recurring payments as of July 2024).”Substack pricing — checked 2026-09-17
“When you make a sale using Lemon Squeezy, we take a small fee, known as the "platform fee", to cover the costs of credit card transaction fees, currency conversion fees, taxes (yes, we cover taxes) etc.”Lemon Squeezy pricing — checked 2026-09-17
“2.7% + $0.30 per successful transaction for domestic cards”Whop pricing — checked 2026-09-17
“For example, if you're a customer based in the US or Canada, you'll be charged a fee of 2.9% plus 30 cents for every successful credit card payment.”Thinkific pricing — checked 2026-09-17
“2.9% + 30c /transaction for transactions up to $899 USD.”Skool pricing — checked 2026-09-17
Every rate was read from the platform’s own pricing or help page, and each row in the table carries the date it was checked, a verbatim quote and a link to the source. Nothing here is estimated. Where a platform does not publish a number — Linktree and Beacons both take an unpublished share of affiliate commissions, for instance — we leave it out and say so rather than guess.
Free to embed, on any site, commercial or not, with no permission needed and nothing to sign up for. It carries no ads and no sales pitch — just the credit line below it. If you write about what these platforms charge, your readers can work out their own numbers without leaving your page.
<iframe src="https://onesol.io/tools/creator-fee-calculator/embed" width="100%" height="760" style="border:0;max-width:100%" loading="lazy" title="Creator fee calculator"></iframe>
<p style="text-align:center;font:14px/1.5 system-ui,sans-serif"><a href="https://onesol.io/tools/creator-fee-calculator">Creator fee calculator</a> by <a href="https://onesol.io/">OneSol</a></p>Because the advertised fee is usually only the platform's cut. The payment processor — Stripe or PayPal — charges separately, typically about 2.9% plus 30¢ per transaction, and nearly every creator platform passes that straight through to you. On a $5 sale that fixed 30¢ alone is 6%, which is why small prices lose a much bigger share than big ones.
Only above a certain volume. A plan that removes a 10% cut but costs $29 a month only pays for itself once 10% of your sales exceeds $29 — around $290 of monthly sales. Below that you are paying for the privilege of a lower rate you never use. The calculator works this out for you at the volume you enter.
Nothing. OneSol takes 0% of your sales because the money never passes through us — you connect your own Stripe or PayPal account and customers pay you directly. You still pay your processor's own fee, because that is their charge, not ours. OneSol Pro is a flat $9 a month regardless of how much you sell.
Every rate in the table was read from the platform's own published pricing or help page, and each row shows the date it was checked. Platforms change pricing without much notice, so treat the table as a well-sourced starting point and confirm anything you are about to build a business on.
As a share, yes, almost always — the fixed per-transaction charge stops mattering as the price grows. In cash terms the percentage cuts grow with the price, so a platform taking 10% costs you $1 on a $10 product and $50 on a $500 one. The calculator shows both the percentage and the cash, because which one matters depends on what you sell.
OneSol takes 0% of your sales. Customers pay into your own Stripe, PayPal or Razorpay account, so the money never passes through us — there is nothing for us to take a cut of and nothing to wait for. Pro is a flat $9 a month whether you sell $10 or $10,000.
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